Money 101 by Erica Holland of ModMoney - Camille Styles

Summer is finally upon us here in Austin. It's sunny, 90 degrees, and just muggy enough to be slightly uncomfortable. No matter where you are, I hope you're shaking off the lingering chill and embracing the heat. As we welcome a new season, I'm excited to share a few pieces I've written for the Money 101 column on CamilleStyles.com.

Camille Styles is an Austin-based lifestyle site that brings a fresh approach to health, fitness, fashion, beauty, and professional goals. At its core, Camille's brand inspires healthy choices and happy lives. Financial wellness is an important part of a healthy...

more
5 Simple Steps to Create a Personal Budget | ModMoney

This post may contain affiliate links. Please see my disclosure for details.

Creating a budget is one of those items that always falls to the bottom of our to-do list. Perhaps because the mere term "budget" elicits a bitter sense of restriction. The problem is that we’re going about this all wrong. The right kind of budget should empower us rather than confine us. It should equip us to achieve our long-term goals rather than deprive us of enjoying the present. We should be allowed to spend money on things that make us happy, without guilt. These 5 steps will help you build a budget that does just that.

...

more
Top self-help books for personal development

This post may contain affiliate links. Please see my disclosure for details.

Among other resolutions, I promised to read more in 2017. And I don't mean the mystery novels I devour before bed each night. I promised to read nonfiction that would further my personal development—self-help books, if you will. Well, this may be the one New Year's resolution I haven't steered off track.

It's difficult to make time for continuous learning and self-improvement. Sure, we learn "on the job." But the most effective learning happens when it's self-motivated and self-guided. At the risk of sounding cliché, reading self-improvement books has changed my life. It has changed the...

more
Clean up your money habits to achieve your financial goals

This post may contain affiliate links. Please see my disclosure for details.

Last summer, I painstakingly decorated our new home. All the way down to the Q-tip canister in the guest bathroom—let’s just say I was a little neurotic about it. Well, that went out the window when one book made me rethink my entire living space. Y’all, the first chapter will have you schlepping bags of once-cherished belongings to the nearest Goodwill. There’s nothing like a deep clean to shake off the winter blues, but why stop at...

more
HSA vs. FSA for qualified medical expenses

This post may contain affiliate links. Please see my disclosure for details.

There’s nothing more deflating than sifting through confusing health insurance jargon on your first day of work. Doubly discouraging is the fact that this is actually important stuff! We know basic healthcare coverage is a must. But proactively saving for future medical expenses is also important. To make this topic manageable, let’s break down the two tax-advantaged ways we can save for qualified medical expenses. Here’s what you need to know about a Health Savings Account (HSA) and a Flexible Spending Account (FSA).

more
How To Pay Down Debt Once And For All | ModMoney

This post may contain affiliate links. Please read my disclosure for details.

Living with high-interest rate debt is overwhelming. You feel exposed. You feel burdened. You feel like you’re crumbling under a weight that just keeps growing. Whether you took on student loans to get through school or swiped your credit card a few too many times, you can work through it. By shifting your mindset and breaking down action items, you can start tackling your debt today. Let’s get started!

more
Options for rolling over an old 401(k)

This post may contain affiliate links. Please see my disclosure for details.

Think about the last time you started a new job. It was an exciting time, right? A new job is an opportunity to start fresh. It's the time to enter a new office, hone new skills, brew new coffee, greet new coworkers, and most importantly, open a new retirement plan. Many of us have started a new career and wondered what to do with the 401(k) from our last job. We worked hard to save and don't want to sacrifice it with an avoidable mistake. Here are three things you can do with your old 401(k) to keep your savings safe—and one thing to avoid.

more
What you  need to know about the post-election stock market rally and how Wall Street views President Trump's policy goals

This post may contain affiliate links. Please read my disclosure for details.

Over the last few months, news agencies have peppered us with a variety of unusual headlines. However, one story has remained consistent—the stock market has shown strong gains since President Trump's election. With so much uncertainty posed by the new administration, a prolonged rally may seem surprising. So what is behind this streak? And more importantly, what should you do about it?

more
3 Tips To Keep In Mind When Filing Your Taxes | ModMoney

This post may contain affiliate links. Please see my disclosure for details.

You know, it's really unfair. We get to spend December frolicking in the cool air, surrounded by the lights and frivolity of the holidays. We even keep our homes lit until January, holding on to this bliss until the last minute. Then, the gaiety ends. And the worst part? It's replaced with tax season. But honestly, filing taxes doesn't have to be a dreadful chore if you use the right resources. Plus, there are a few things you can do today to lower your tax bill or increase your refund. Here are some tips that will make filing your taxes a smooth process this year.

more
Roth vs. Traditional IRA

This post may contain affiliate links. Please see my disclosure for details.

Confession: when I graduated from college, I did not know the first thing about a Roth IRA, much less how it differed from a traditional IRA or a 401(k). It took countless phone calls to my parents and a few "Roth vs. Traditional IRA" Google searches for me to finally get it down. In fact, a Roth IRA may be one of the most baffling personal finance concepts for millennials. And this is a serious problem because a Roth IRA is actually a helpful, tax-efficient way to save for retirement. Especially for young people!

more

POPULAR POSTS

SUBSCRIBE

  • Hilton.Com
Erica Holland | ModMoney

Meet Erica

Erica is an Austin local, Duke grad, and creator of ModMoney, a platform bringing a fresh perspective to personal finance. She believes financial health is an important part of living well and hopes to empower others to make informed, proactive choices with their money. Find out more.

STAY CONNECTED

  • Make Money While You Shop With Ebates | ModMoney
  • Capital One Spark Business Savings
  • Personal Capital | ModMoney

© 2016 ModMoney, all rights reserved