Money 101 by Erica Holland of ModMoney - Camille Styles

Money 101 With Camille Styles

Summer is finally upon us here in Austin. It's sunny, 90 degrees, and just muggy enough to be slightly uncomfortable. No matter where you are, I hope you're shaking off the lingering chill and embracing the heat. As we welcome a new season, I'm excited to share a few pieces I've written for the Money 101 column on

Camille Styles is an Austin-based lifestyle site that brings a fresh approach to health, fitness, fashion, beauty, and professional goals. At its core, Camille's brand inspires healthy choices and happy lives. Financial wellness is an important part of a healthy lifestyle, and I'm excited to cultivate that message on a new platform (in addition to the ModMoney blog). Stay tuned for a new post each month on In the meantime, here is a roundup of some popular content. Happy reading!

Finally, a Budget You Can Actually Stick To | ModMoney for Camille Styles

If you’re like most people, creating a budget tends to fall to the bottom of your to-do list. And it’s no wonder! There’s something about a budget that feels so restrictive. Between careers and personal obligations, our lives have enough structure. Who wants to pile on even more rules? The thing is, the right kind of budget should empower rather than confine you. It should allow you to spend money on the things that make you happy and still meet your financial goals. I’ve finally found a budget that works for me, and I’m so excited to share it. Scroll down for five simple steps to start building yours.


What Every Girl Should Know About Her 401(k) | ModMoney for Camille Styles

Juggling families, careers, friends, and side hustles is no easy feat. As we navigate our busy lives, it’s only natural to focus on short-term obligations…which means retirement is probably not top of mind. But if we start saving now, we can position ourselves to reach that aspirational lifestyle sooner rather than later. Enter the 401(k)—a plan that makes it easy and tax-efficient to build our nest eggs for retirement. Most of us don’t take full advantage of the benefits of a 401(k), simply because we don’t understand how it works. Let’s change that! Keep scrolling for all the ins and outs you need to know.


Finally, the Definitive Guide to Paying Down Debt - ModMoney for Camille Styles

We all have financial goals, but there’s one uniting factor preventing us from reaching them. Whether you want to retire near a beach, send three kids to college, or travel abroad for a year, high interest debt can throw a wrench in your plans. And paying it down is easier said than done. I partnered with the Texas-based Frost Bank on a must-have guide to tackling your debt. Whether you swiped your card on a large purchase or took out student loans to get through school, you’re not alone. There are steps you can take and resources you can lean on to help you through it. You’ve got this.


5 Smart Ways to Spring Clean Your Finances - ModMoney for Camille Styles

There’s something about spring that refreshes our souls and brings a renewed sense of productivity to our days. Even though we savor a warm climate all year here in Austin, it still feels natural to shake off lingering winter blues. Decluttering our closets and deep cleaning our homes are a couple errands that feel right this time of year. But why stop there? If your financial resolutions fell off track (it happens to the best of us), now is the perfect time to refresh those money habits. Here are five ways to spring clean your financial goals this month.


5 Things Everyone Should Know About Their Credit Score - ModMoney for Camille Styles

Most of us have swiped a credit card, paid a mortgage, or applied for a personal loan. Which also means we have a credit score that reflects how well we’ve managed it all. Monitoring your credit score may not be the most glamorous task, but it’s an important one because a lot is at stake. Your credit score can impact loan approvals, interest rates, insurance premiums, and even your next job! Here are some key things you need to know.


Follow These Five Rules for Financial Success - ModMoney for Camille Styles

We all know and admire a savvy woman who has her financial life in order. She sticks to her budget, she saves for retirement, she’s smart with her credit cards, and unplanned expenses never seem to throw her off course. Whether she’s your boss, your sister, your friend, or your mentor, she follows a set of rules that keep her finances in check. There are five simple habits we can all adopt to follow her lead and set ourselves up for financial success.


5 Apps to Help You Manage Your Finances in 2017 - ModMoney for Camille Styles

A new year always renews our motivation to accomplish goals. Maybe that means finally becoming a morning person. Or hitting the gym more regularly. Perhaps we want to be more present with loved ones or pause social media activity before bed. We set these intentions to live better, healthier, and happier. But there’s an important part of living well that we often overlook: financial health. The idea of managing your money can be daunting, but technology platforms are making it easier to track, save, spend, and invest in a savvy way. To get you started, here are the five best apps to help you manage your money this year.


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