Resources  | ModMoney


In this digital age, we are swimming in new technology platforms that promise to make our lives easier and more efficient. I created this list to curate and recommend the tools that have been the most valuable to me. I use these apps to manage my money, advance my career, and ultimately simplify my life. I'll add to the list regularly, so check back again soon!

Some items may contain affiliate links, but I personally use and recommend everything on this list. Please see my disclosure for details.

Earn & Save When You Shop Online

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Ebates | ModMoney


Ebates is an online shopping portal that allows you to earn cash back at over 2,000 retailers. All you have to do is sign up, choose your retailer, and shop like normal. Ebates sends a check every three months for the cash you've racked up. I never shop online without going through Ebates first!

Sign up for Ebates and receive a $10 welcome bonus.

Honey | ModMoney


Honey is a browser extension that automatically finds and applies coupon codes at checkout. I use Honey so that I don't have to manually find and test multiple coupon codes with each purchase. It's a great time and money saver!

Sign up for Honey.

Wikibuy | ModMoney


Wikibuy is a browser extension that activates when you shop on Amazon. While you browse, Wikibuy searches for the same product at the lowest price available across other retailers.

Sign up for Wikibuy and receive a $5 welcome bonus.

Manage Money

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Save Money Automatically With Digit | ModMoney


Digit is a software platform that lets you save money automatically. It works by moving small amounts of cash every few days from checking into savings. I used Digit to build up my rainy day fund with minimal effort, and it was the perfect tool! As of April 2017, Digit started charging $2.99 per month, but your first 100 days are free.

Sign up for Digit.

Using Personal Capital to Track Your Spending | ModMoney

Personal Capital

Personal Capital is my favorite app and the first one I recommend to friends. It is a free tool that consolidates all of your financial accounts onto one dashboard. Personal Capital helps you calculate your net worth, track your income and spending, set a budget, monitor your investments, and plan for retirement. It has so much functionality and gives you a thorough snapshot of your finances like no other tool can.

Sign up for Personal Capital.



Investing doesn't have to be intimidating, complex, or expensive, thanks to software platforms like Wealthfront. I use Wealthfront for all of my investing, and I couldn't be happier with it. Wealthfront calculates the best risk strategy for you and invests your money accordingly. It also monitors your portfolio and periodically rebalances it in the most tax-efficient way. All you have to do is sit back and relax!

Sign up for Wealthfront here to get your first $15,000 managed free.

Make Money

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Swagbucks | ModMoney


Swagbucks is a site that lets you earn cash and gift cards by taking online surveys, watching videos, shopping, and even searching the web. If you have some time to kill, spending it on Swagbucks is a productive (and profitable) choice!

Sign up for Swagbucks.

Achievemint | ModMoney


Achievemint is an app that rewards you with cash for tracking your healthy activities. It connects with a variety of food and exercise trackers such as Fitbit, Jawbone, MyFitnessPal, and Withings scales. If you're already tracking your fitness, you might as well earn points and cash for it!

Sign up for Achievemint.

Invest in Yourself

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Coursera partners with top universities to offer over 1,000 online courses. Whether you want to freshen up a skill-set or learn something completely new, Coursera's goal is to make continuous learning accessible. Most courses are free, but you can pay a small fee for certificate programs. Before I started ModMoney, I took a couple courses on coding and search engine optimization, and I loved the experience.

See what Coursera is all about.



Similar to Coursera, Udemy is a platform that offers online courses. Any expert can set up a course on Udemy, which leads to a wider breadth of topics. On the other hand, Coursera's classes are led by top institutions and therefore offer more collegiate-style coursework. I recommend checking out both options and choosing the best one based on your needs.

Check out Udemy's course offerings.

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